Retiredom | Equity Release

Trustworthy. Understanding. Simple.

What is equity release?

Equity release comes in two main forms – Lifetime Mortgages and home reversion plans. Retiredom Equity Release only advise on Lifetime Mortgages as with a Lifetime Mortgage you retain full homeownership.

With a Lifetime Mortgage, unlike other forms of equity release, you can release tax-free cash from your home whilst retaining full ownership of your home, and without having to commit to making monthly repayments.

Interest is charged on the amount released, with interest rates typically fixed for life. If you do not choose to make repayments over the course of the loan, then the amount borrowed, plus interest is simply repaid at the end of the term, often via the sale of the property.

Speak to the experts

Before meeting with an equity release adviser, the Retiredom Information Team are on hand to assist you with your enquiry.

They can provide you with an overview of the features of the equity release products available and help to find out if your property could be eligible. Where possible they can also provide more accurate estimates of how much you could release and example interest rates, based on your individual circumstances.

Contact the Information Team

You can call the friendly  UK-based Information Team on:
0808 168 5404
Monday to Friday 9am to 8pm and Saturday 9am to 5pm.

Arrange a callback

Why not book in a call with the Information Team at a time that suits you?

Book in your appointment now

What are my next steps?

Once you have spoken to us and have received your initial calculations, it couldn't be simpler to start the equity release process.

Speak with our Information Team

Our Information Team are here to help you with any initial questions you might have about equity release and the service we provide. They can check your eligibility, let you know how much you could release, and arrange a no-obligation appointment with an expert adviser.

Complete an appointment with an adviser

One of our fully qualified equity release specialists will run through your personalised illustration and the different options available to you. They will help you to choose the right plan for your personal circumstances.

Make an application

If you decide to proceed with our recommendation, then your adviser will be on hand to assist with the completion of the application form and associated paperwork.

Receive your tax-free cash

Once your application has been accepted, your solicitor will arrange for your plan to complete and will transfer the funds to you. From your initial inquiry to completion, we are with you every step of the way.

Book in your consultation

If you’re over 55 and your home value is over £70,000 then you could be eligible for equity release.

Book in your telephone consultation with one of our experts. It's free, no-obligation and can help you decide if it's something right for you.

"Everything was explained with patience and we had plenty of time to think things over and make a decision. Our solicitor was totally happy with the process."

Steve, Liverpool

"A great big thank you to Mark Wilding from Responsible Life for his honest and informative advise and guidance on our equity release project. Nothing was to much trouble to Mark. Thanks again....."

Paul and Pam